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The True Cost of a High School Degree

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How much will that high school degree earn you? According to this guide created by the U.S. Career Institute, having a high school degree helps graduates earns thousands more on average every year than their non-graduate counterparts. The guide, called ‘How Much More High School Graduates Earn Than Non-Graduates in Every State’, breaks down the difference in the median annual earnings between high school graduates and non-graduates in each of the fifty U.S. states. The appropriately colored monochromatic green map makes it easy to see which states have the biggest monetary difference between the salaries of high school graduates and non-graduates living in the state. Connecticut topped the list with an $11,439 difference between the two annual earnings. High school graduates in Connecticut earn an average of $37,365 every year while non-graduates only earn an average of $25,926. Alaska was not far behind Connecticut with a $10,286 difference between the two salaries. Connecticut’s fellow Northeastern states Massachusetts, New Jersey, and New York were in the top ten states where high school graduates earned more money. Southern states West Virginia, Louisiana, and Kentucky also made the top ten list. All of the states in the top ten were found to have a difference between the median annual earnings for graduates and non-graduates of at least $7,880. Which states were found at the bottom of the list? Iowa was found to have the smallest difference between the two, although Iowa’s $30,147 median earnings for non-graduates is the third highest in the country after North Dakota and New Hampshire. How big is the difference between high school graduate and non-graduate earnings in your state?

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Business Visualizations

Mapping the Places Where the Side Gig Economy is Growing Fastest

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A new study by LLC Attorney examines the booming side-gig economy across the United States, identifying which states have seen the largest increases in freelance work and why. The piece introduces us to an expanding “Gig Economy” driven by apps and services like Uber, DoorDash, and Fiverr. These apps have made on-demand work accessible on a wide scale. While the side-gig economy is growing overall, the team shows that growth isn’t evenly distributed. Some states have far more gig workers than others.

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Where the Side-Gig Economy Is Growing the Fastest in the U.S.

To get the data needed to create the map, the team analyzed year-over-year changes in the average monthly number of people holding a second side gig job and the growth of non-employer business establishments. Drawing on data from IPUMS CPS and the U.S. Census Bureau, the team created a color-coded map.

The top five states show us an interesting geographic picture. Oregon claimed the number one spot with a 24.2% rise in the average monthly number of people working a second gig job. Oregon has the highest number of gig workers in general. Nevada had one of the largest increases, at 25.7%, thanks to its tourism-heavy economy, which naturally generates demand for ride-sharing, Airbnb, and delivery services. Alaska takes third place, despite its smaller population. It had a 27.7% increase, while North Dakota follows in fourth with a 23.8% rise. Hawaii rounds up the top five with a huge 34.3% jump in residents working two jobs between 2022 and 2023.

These specific states lead the way because of two recurring issues. High costs of living, with rising costs of food, healthcare, and housing outpacing wage growth in these regions, lead more people to take on second jobs out of necessity. Hawaii has steep grocery and housing costs; Oregon and Nevada face similar cost-of-living issues.

These top-ranking states might appear to be thriving if we look at the Gig Economy numbers, but they have less diverse job markets, often relying on tourism. These seasonal and unpredictable jobs lead workers to seek ways to diversify their income.

The top ten states with the biggest gig economies are:

  • Oregon
  • Nevada
  • Alaska
  • North Dakota
  • Hawaii
  • South Carolina
  • Delaware
  • Rhode Island
  • Virginia
  • Massachusetts

Gig work can be convenient and a big asset to small business owners, but it also has downsides. Gig roles rarely include health insurance or benefits, income tends to be inconsistent, and the work is for people who don’t mind flying solo without coworker interaction. It does support independence and a flexible work schedule for people who value those qualities.

This map helps us understand the lasting changes the gig economy has had on the American economy. Side gig trends reflect how workers respond to economic changes, whether they face setbacks or opportunities. Side gigs create a fairly straightforward, low-effort way to make money, but they also drive steeper competition for jobs. Visualizing data can help us understand what drives economies and helps gig workers decide what opportunities will help them grow.

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Charts

Which Brands Have the Best Loyalty Programs?

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Most of us get tired of brands asking for our phone numbers and email addresses because we’re spammed with too many advertisements. But sometimes, providing your contact information will connect you with a brand’s loyalty program, which can offer discounts, free prizes, and cash back. One in ten companies has a loyalty rewards program, so the team at Qualtrics decided to analyze which one gives you the biggest return on investment. They focused only on base-level, free-to-join programs that give customers rewards through regular shopping; that way, the results truly reflect the rewards you earn for the money you spend.

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Which of America’s biggest companies offer the best loyalty program ROI?

In the food and beverage industry, Domino’s Pizza offers the best ROI. The team calculated an almost 33% ROI for Dominos, which is by far the best offer, even across industries. You’ll receive about $10 of free food for every $30 spent. McDonald’s isn’t far behind at an 11 to 20% ROI with the MyMcDonald’s Rewards app. You’ll earn 100 points for every dollar spent, and you can use these points to purchase menu items. Papa John’s, Dunkin’, Wendy’s, and Burger King also have strong programs, with ROIs between 10% and 13%. The fast-food industry offers some of the best loyalty programs, earning eight out of the ten best rewards programs on the list.

In the retail and beauty space, Bath & Body Works leads with a 16.5%–19% ROI through the My Bath & Body Works Rewards program. The program allows shoppers to redeem points earned through purchases for free items, early access to sales, and an annual birthday gift. Ulta Beauty’s Ultamate Rewards program offers a decent ROI, too, at 3% to 6% for items that are normally on the expensive side. Their competitor Sephora has a Beauty Insider program that offers a lower 2% ROI, but exclusive free samples and early access to new products supplement it.

Brand rewards are weaker among clothing retailers. H&M, Gap Inc., and American Eagle/Aerie offer a 1%–4% ROI. These programs are still useful for loyal shoppers who know they’ll buy from these brands repeatedly.

Pharmacy and grocery store rewards can be a great help for budget-savvy shoppers. These stores have lower ROIs but can still offer decent rewards. Walgreens’ program took the lead, offering 1% back on most purchases and 5% back on Walgreens’ brand products, resulting in significant savings on generics. CVS has an ExtraCare program with a higher 2% ROI and personalized coupons.

In the grocery sector, Kroger and Safeway/Albertsons offer the highest ROIs, between 1% and 3.5%. These chains also offer a fuel rewards program that can be an incredible budget-saving boon. Lowe’s and Ace Hardware offer 1%–2% rewards programs that may be most helpful to frequent shoppers and small business owners who need materials from these stores.

Outdoor lovers and athletes can earn powerful rewards through the North Face’s XPLR Pass, which offers a 10% ROI, and the Dick’s Sporting Goods ScoreCard program offers a 3.3% ROI. The findings on this chart can help you save big the next time you shop!

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New Map Shows Where Americans Spend the Most Time at Home

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A new article from RoveLab presents a data-driven exploration of home-life habits in the United States, examining how much time Americans spend at home and how that changes across each state. Drawing on data from the American Time Use Survey and the Integrated Public Use Microdata Series, the study constructs a ranking of states based on how much time residents spend at home. This data combined at-home activity levels with remote work prevalence.

RoveLab situates its analysis within broader behavioral shifts in the American lifestyle. On average, Americans spend around 18 hours per day at home (including sleep), which reflects a gradual decline in time spent outside the home over the past two decades. This trend pre-dates the COVID-19 pandemic, which spiked time spent at home and prompted the rise of remote work.

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Other important facts on time spent at home add more context:

  • 80% of Americans engage in daily household activities like cleaning, cooking, and home maintenance.
  • 94% of Americans participate in leisure activities at home, including gaming, socializing, and exercise.
  • Most Americans watch about 3.57 hours of television daily, which is more than the average amount of daily time spent on household tasks.

These statistics show that a home is the central site of both productivity and leisure, underscoring the growing connection between work and private life.

To determine which state residents are the most homelife-centric, the researchers developed a scoring system that incorporated:

  • Average percentage of the day spent at home
  • Average daily minutes spent at home
  • Percentage of residents working remotely
  • Weighted ranking emphasizing time-use data slightly more than remote work numbers

This multi-factor approach shows the team’s effort to balance behavioral statistics with labor trends, offering a comprehensive view of domestic time use.

The team found that residents in these states spend the most time at home:

  • New Jersey: 5% of the day is spent at home (1,1495 minutes) and 27.1% of residents work remotely.
  • Oregon: 79% of the day is spent at home and 29.3% of residents work remotely.
  • Maine: 79% of the day is spent at home and 23.5% of residents work remotely.

New Jersey’s lead position is due to several structural factors, such as its proximity to major employment centers and a highly educated workforce, with over 40% of residents holding a bachelor’s degree. These factors create a population ideal for telecommuting. It shows us that socioeconomic factors can shape our daily routines.

At the low end of the scoring, Wyoming ranks as the state where people spend the least amount of time at home. This reflects a low rate of remote work. Montana relies on industries like agriculture, mining, and tourism, which all require in-person workers. The team also speculates that Wyoming’s emphasis on outdoor recreation leads residents to both work and play outside their homes.

By combining time-use data with employment patterns, the study provides valuable insight into how regional differences, evolving job requirements, and leisure habits shape modern American life.

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